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Cover what matters with home insurance provided by Royal & Sun Alliance Ltd (RSA).

When home is everything, you want to know it is covered by an insurer that embraces your lifestyle and needs. Home Insurance from RSA has been designed with people with disabilities in mind. MEL has been introducing RSA to Motability Scheme customers for over 12 years.

RSA's friendly team is ready to help you every step of the way, with specific training in disability awareness so they can help you create the perfect policy.

Ideal for renters or homeowners, RSA offers up to £50,000 of contents cover, giving you the reassurance that items stolen or damaged during a fire in your home will be replaced.

This includes loss or accidental damage to:

  • Class 1 wheelchairs up to £2,500
  • Artificial limbs up to £500
  • Hearing aids up to £500
  • Carer’s contents in your home up to £500

For homeowners, RSA also offers up to £400,000 buildings cover. Whichever policy you buy - contents, buildings, or both - you can pay monthly at no extra cost.

With every policy taken out, RSA gives an average of £41 to Motability Enterprises Limited to help disabled people with their personal mobility**

“Home Insurance provided by RSA, insuring what matters”

With RSA, you will benefit from an insurer that embraces your lifestyle and needs. Whether you want contents only or buildings and contents insurance, you can add any of these extra cover options.

  • Legal expenses
  • Personal items
  • Garden contents
  • Technology and entertainment
  • Accidental damage

Terms and Conditions

**An average of £41 will go to Motability Enterprises Limited. Based on RSA data December 2022 to May 2023. These funds are used by the Motability Foundation to help disabled people with their personal mobility.

Motability Enterprises Limited (Registered No. 1786053 England and Wales) is a wholly owned subsidiary of Motability (a Registered Charity in England and Wales No. 299745 and in Scotland No. SC050642) both of which have their registered office at Warwick House, Roydon Road, Harlow, Essex CM19 5PX. Motability operating as Motability Foundation. Motability Enterprises Limited is an Introducer Appointed Representative (No. 538055) of Royal & Sun Alliance Insurance Ltd. Motability Home Insurance is administered and underwritten by Royal & Sun Alliance Insurance Ltd (No. 93792) registered in England and Wales at St. Mark’s Court, Chart Way, Horsham, West Sussex RH12 1XL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Calls may be recorded and monitored.